home loans and personal finance

finding the right loan for you

With hundreds of loans from more than 20 lenders, and thousands of options behind them, our network of award-winning experts are equipped to guide you through to your next goal.

Owner Occupied Home Loans

Whether you’re upsizing, downsizing or looking for a sea change, the right owner occupier home loan will get into your next home sooner. From variable rates to fixed rates and home loan packages, our experienced team will be able to help you find a home loan to meet your financial goals.

Investment Loans

Looking to buy an investment property? Building a property portfolio is a great way to build long-term wealth. But it’s about more than finding the right property; you need to structure your finances in the best way. Here at finweb, we can help you find the right investment loan for your long-term strategy.

First Home Buyers

Found your dream home? Buying your first home is probably the biggest decision you’ve ever made. With hundreds of different home loan products on the market today, it’s little wonder many first home buyers feel overwhelmed. That’s why it makes sense to use a trusted mortgage broker to help you find a loan that will work for your budget and lifestyle.

Low Doc Loans

Are you self-employed or a small business owner? In the past, getting a home loan from the big banks wasn’t an option unless you could prove a stable long-term income. Luckily, Low Documentation loans are an ideal option for borrowers who don’t have access to the documents required to obtain a traditional home loan, such as PAYG records. They look at the borrower’s overall ability to service the loan.

Construction

Whether you’re upsizing, downsizing or looking for a sea change, the right owner occupier home loan will get into your next home sooner. From variable rates to fixed rates and home loan packages, our experienced team will be able to help you find a home loan to meet your financial goals.

SMSF Loans

Want to borrow using your self-managed super fund? An SMSF loan is a home loan that’s used by a self-managed super fun to buy an investment property. The returns on the investment, such as rental income or capital gains, as then directed back into the super fund to increase your retirement pot. Investing in property using an SMSF is more complex than normal lending. At finweb, we will work with you and your advisors to help make the whole process easy.

Bridging Loans

Need to buy before you can sell? Or maybe you haven’t sold your existing home before your new home settles? You can apply for a bridging loan to help you purchase a new property while you wait for the sale of your current property. We will help you find bridging finance to meet your individual needs, whether that’s short-term finance or longer if your new property is being constructed.

Reverse Mortgages (Seniors Equity Release)

If you’re aged 60 or over, a reverse mortgage can help you free up some of the equity in your current home and use it towards your new goals. In essence, you are borrowing money using the equity in your home as security, while you still own your home. Reverse mortgages can be taken as a lump sum (for a renovation or holiday), a regular income stream (to boost your budget), a line of credit, or a combination. At finweb, we’ll help you understand the opportunities and risks of a reverse mortgage and find the right solution for your lifestyle needs and goals.

Talk to Someone Real

Our brokers are ready to provide hands-on advice so you can achieve your goals, whether that’s buying your first home, building an investment portfolio, growing your business or preparing for retirement